The Playbook — Morning

I. Write down the AI tools your work now leans on. When Washington switched off two models in an afternoon, the firms that struggled were the ones that hadn't realised what they'd quietly come to depend on — knowing what breaks is the whole defence.

II. Find out what your workplace pension actually holds. The AI complex's swings this fortnight passed straight through default funds and global trackers; reading the fund factsheet shows you where your money already sits. That's information to have, not a move to make.

III. Do the thinking early today. The evidence on heat and judgement is blunt — shift the decisions that matter into the cool of the morning and let the afternoon run light.

The Quernal provides general information, not financial, legal or career advice; decisions should be made on your own circumstances, with regulated advice where appropriate.